Will FSA Cover My Orthodontic Treatment?

Will FSA Cover My Orthodontic Treatment?
Posted on 03/26/2018

A medical expense flexible spending account is a wonderful tool that helps you cover the medical care that you need to lead a healthy and happy life, but can it cover orthodontic care too? It’s a question we hear a lot here at Lindsey Orthodontics, and to keep things simple, the answer is yes. However, making sure that you get reimbursed for your treatment can be a bit complicated. That’s why we’ve put together this quick guide with a few notes on how to make sure you get the coverage you need for your orthodontic care with your FSA.

What You’re Going To Need

For most Flexible Spending Accounts, getting all of the proper documentation to show the details treatment that you received is crucial to showing your provider that it’s an eligible medical expense. Also, all of the documentation needs to come from a “third-party”, which would mean that we, your orthodontic practice, would need to provide it to you. The main pieces of information that you need are:

  • The Total Amount Charged For Your Orthodontic Treatment
  • The Date That Treatment Started
  • The Estimated Length Of Treatment
  • The Expected Amount To Be Covered By Insurance

For the date that your treatment started, this will correspond specifically to when your braces were applied to your teeth or when you received your Invisalign aligners. We will be happy to provide you with all of the necessary paperwork, so just let us know what you need and we’ll be able to assist you.

Deciding Your Payment Method

One of the big factors to consider when getting your orthodontic treatment is how you want to pay. At Lindsey Orthodontics, we offer flexible payment options so you can pay for your treatment in a way that best suits your needs. You can pay everything up front if you choose, or you can set up a payment plan that is split up into separate payments. With FSA accounts, reimbursements happen after a service has been rendered, meaning after you complete your orthodontic treatment and it’s paid for. This means that the payment method that you choose determines when you get your reimbursement.

Tracking Expenses Only For The Year

Once you have your documentation and payment methods figured out, the last thing that you need to worry about is tracking your expenses that you put towards your treatment. The important thing to remember here is that orthodontic treatment lasts anywhere between 18 to 24 months, and you need to track your expenses only for the plan year that the service is being rendered. Since treatment lasts over a year, choosing a payment plan that is paid off over the course of treatment requires careful tracking of your spending to ensure that you get the proper reimbursement.

Contact Us With Your Questions!

If you have any questions about how to use your FSA to cover your orthodontic treatment, just contact us and our staff will be happy to help guide you through the process. Also, if you’re ready to get started with your treatment so you can have a new, perfect smile, schedule your appointment with us at either of our offices in Griffin or Locust Grove, GA. We look forward to helping you get the radiant smile you deserve!

Lindsey Orthodontics

  • Griffin Office - 120 W. College St., Suite A, Griffin, GA 30224 Phone: 770-228-1223
  • Locust Grove Office - 4600 Bill Gardner Pkwy, Suite 100, Locust Grove, GA 30248 Phone: 770-914-7994

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