Adult or teen braces are an investment in a healthy mouth and a beautiful smile, but many people think they can’t afford braces. The experts at Lindsey Orthodontics believe that everyone should be able to get the orthodontic treatment they need, so we share these tips on how you can get affordable braces.
Enroll in an Employer Insurance Plan
Many employers offer dental insurance as an employee benefit, so your first step should be to review the plan to see what coverage it provides for orthodontic treatment. If the plan only offers orthodontic treatment if you pay an additional premium, do the math to see if the extra money is worth it based on what it covers.
Check Out Your Medical Insurance
If you don’t have dental insurance, your medical insurance may have a provision for orthodontic treatment. Carefully review your health insurance plan to see if this is an available option. If it is not clearly laid out in your plan documents, talk to your plan administrator or call the insurance provider directly.
Save with a Flexible Spending Account or Health Savings Account
Both FSAs and HSAs are common employee benefits and are a great way to save for treatment with pre-tax dollars. If you use an FSA, you will want to visit the orthodontist before setting your limit for the year in which you will receive orthodontic treatment. If you are not familiar with these types of accounts, talk to your employee benefits administrator to better understand how you can use these accounts to pay for some or all of your orthodontic expenses.
Check Out Payment Plan Options
Many orthodontists offer a payment plan with little to no interest on the monthly payments. You should talk to your orthodontist’s office to see if they make this option available. A payment plan is an excellent option if you have several family members who need teen braces or Invisalign.
Use Third-Party Financing
Third-party financing with lower interest rates is also a good option to pay for orthodontic treatment. Lindsey Orthodontics offers CareCredit as a third-party financing option. It is fast and easy to apply, and once you are approved, you can use it to get the care you need whenever you need it.
Make an Appointment with Lindsey Orthodontics Today!
At Lindsey Orthodontics, we want you to be able to get the orthodontic treatment you need. We have a host of options, such as Damon braces, and Invisalign, and we also use the iTero Digital Impression System. Regardless of the orthodontic treatment you need, we offer many payment plans and options to cover treatment expenses. We are also happy to review and submit your insurance claims to make the process easy for you.
If you have questions or would like to schedule an appointment, contact us. Dr. Lindsey and his team are here to help in any way we can. We look forward to helping you get the healthy smile of your dreams affordably.